Quick answer: Lotto America is a $1 multi-state game played in 15 states. You pick five numbers from 1 to 52 plus one Star Ball from 1 to 10, and drawings are held Monday, Wednesday and Saturday at 10:15 PM ET (9:15 PM Central). The jackpot starts at $2 million and rolls until someone matches all six.
Which states have Lotto America?
Fifteen jurisdictions sell it, and they are mostly smaller-population states that wanted a rolling jackpot game of their own alongside Powerball:
Delaware · Idaho · Iowa · Kansas · Maine · Minnesota · Mississippi · Montana · Nebraska · New Mexico · North Dakota · Oklahoma · South Dakota · Tennessee · West Virginia
If your state is not on that list, you cannot buy a Lotto America ticket there — but as with any lottery, you can buy one while physically in a participating state. You would then claim any prize in that state.
How do you play Lotto America?
- Pick five numbers from 1 to 52. Order does not matter.
- Pick one Star Ball from 1 to 10. This is the game's bonus ball, drawn from a separate pool.
- Pay $1 per play — half the price of a Powerball ticket.
- Add All Star Bonus for $1 more if you want non-jackpot prizes multiplied by 2×, 3×, 4× or 5×.
- Or ask for a Quick Pick and let the terminal choose.
How do you win Lotto America? All nine tiers
There are nine ways to win, and the Star Ball alone is enough to get your dollar back twice over:
| Match | Prize |
|---|---|
| 5 + Star Ball | Jackpot (starts at $2 million) |
| 5 | $20,000 |
| 4 + Star Ball | $1,000 |
| 4 | $100 |
| 3 + Star Ball | $20 |
| 3 | $5 |
| 2 + Star Ball | $5 |
| 1 + Star Ball | $2 |
| Star Ball only | $2 |
Prize amounts above are the base values shown on recent draws in our data; All Star Bonus multiplies every line except the jackpot.
What are the odds?
The jackpot odds are 1 in 25,989,600 — about eleven times better than Powerball's 1 in 292 million, which is the entire point of the game. Overall odds of winning any prize are roughly 1 in 9.6, driven by the two $2 tiers involving the Star Ball.
The trade-off is jackpot size. Lotto America starts at $2 million and rarely climbs past the low tens of millions, while Powerball routinely reaches nine figures. You are buying a realistic shot at a life-changing but not life-distorting prize.
How to win Lotto America: what actually helps
Nothing changes the draw odds — the balls have no memory, and every combination is equally likely on every draw. What you can control:
- Play the Star Ball seriously. Five of the nine prize tiers require it, and two of them need nothing else.
- Decide on All Star Bonus once, not per draw. It doubles your cost to double-to-quintuple eight fixed prizes; over many draws that is close to a wash, so pick a policy and stop agonising.
- Avoid heavily-shared number patterns — birthdays cap you at 31, and calendar-shaped tickets split jackpots more often. It does not improve your odds of winning, only your odds of winning alone. See how to pick lottery numbers.
Quick answers
What time is the Lotto America drawing?
10:15 PM Eastern (9:15 PM Central) on Monday, Wednesday and Saturday.
How much does Lotto America cost?
$1 per play, or $2 with the All Star Bonus multiplier.
Where is Lotto America played?
In 15 states: Delaware, Idaho, Iowa, Kansas, Maine, Minnesota, Mississippi, Montana, Nebraska, New Mexico, North Dakota, Oklahoma, South Dakota, Tennessee and West Virginia.
What is the Star Ball?
A bonus number from 1 to 10, drawn from its own pool. Matching the Star Ball alone pays $2.
Bottom line
A dollar, five numbers from 52, one Star Ball from 10, three draws a week, jackpot odds eleven times friendlier than Powerball's. Check the latest numbers on our Lotto America page, or compare with the lifetime-payout games that run in many of the same states.
Draw times, states and prize tiers verified against Lottery Atlas draw data, September 2026. Play responsibly — 1-800-GAMBLER.
